IT MAY BE EASY TO GO TO AMERICA FOR HIGHER STUDIES
Higher studies in US - Part II
Shortage of finance should not be a constraint for higher studies in US. There are agencies and resources for arranging finances for studies and also provide assistance for getting scholarships.
"Education is the most powerful weapon which you can use to change the world." Nelson Mandela
The following American Universities offer scholarships for international students. You can contact the university and have the required information directly. Many universities and colleges in US give generous scholarships for international students. Prestigious universities like Harvard, MIT and Yale give considerable scholarships for international students. State universities like University of Alabama and University of Mississippi also give great scholarships.
The students can also have loans for study. MPOWER Financing is the one who provide loan. They say: "Our loan don't require cosigners, collateral or a credit history. Because we believe in your future potential." If you can't find funding for your studies in USA or Canada, they are ready to help you. They promise: "We created the only fixed rate students loan for international students that is secured by your future earnings potential, not by cosigners or collateral. Our loans don't require a credit history either, and are available to students from 190+ countries, pursuing degrees in any field."
MPOWER Financing say that their student loan is very special, because :
Fixed interest rates with flexible loan amounts. ($2,001 to $50,000 USD total) that can cover tution, school supplies, and living expenses for future semesters or past due balances.
Enjoy interest only payments while in school and during the 6 months post graduation grace period.
Earn upto 1.5% off your interest rate and build your US credit history to bridge your way to future financing.
Repay your loan online in any currency or location around the world, plus no repayment penalties if you want to pay your loan off early.
How the online application work:
1. Check to see if you and your school are eligible.
2. Complete your online application in under 30 minutes.
3. Receive a conditional offer decision immediately.
4. Upload your documents to the MPOWER dashboard, watch an intro video and complete a short assessment.
5. Receive a final approval once we validate your uploaded documents. We will also provide a visa support letter if you need it.
6. Relax while your school certifies your enrollment status. Once done, we disburse your funds directly to the school on their requested date.
Loan Terms
International graduate students
Minimum loan amount - $2,001
Maximum loan amount - $25,000 per loan and a $50,000
lifetime limit.
Fixed interest rate before discount
11.99%(12.94%APR)
- Automatic payment sign-up
discount - 0.50%
- 6 on-time payments discount with automatic payments - 0.50%
- Discount for reporting proof of graduation and employment-0.50%
Fixed interest rate after discount -
10.49% (11.59%)
Term: Interest-only payments in school and for 6 months after graduation 10 year repayment of interest & principal starting 6 months after graduation.
Prepayment penalty - None
Other Considerations:
Visa support letter (to obtain I-20 from your school) - Free
US credit history building - Free
Career services - Free
Included Life Insurance - Not reqd.
MPOWER also provides scholarship for international students. Don't have complicated eligibility requirements or require you to pay a fee or take a loan.
MPOWER further assures that their Path2succes program offers a variety of career services tailored to the needs of international students.
Note: The information provided above as received from the concerned. This writer will not be able to provide any clarifications or explanation for any matter. It is also to be informed that no accuracy is guarenteed in any of the above information. The genuinity of anything related to the financial matters or anything concerned with this should be verified, confirmed and ensured before entering into any deal with the financier, University, college or anything related to this by the individual student/customer themselves.
Contacts:
MPOWER Financing
Connecticut Ave NW Suite 900
Washington DC, USA
Phone:
1-202-417-3800 (US)
1-703-782-4760
1-647-503-4607 (Canada)
91 81234 56789 (India)
91 974 099 3115
Universities/Colleges granting scholarships for international students.
University of Illinois Urbana-
Champaign
217-333-0302
admissions@illinois.edu
Berea Technical College, Durban
031-304-5207
enquiries@bereatech.co.za
Columbia University, New York
212-854-2522
ugrad-ask@columbia.edu
or
ugradask@columbia.edu
North Carolina Community Colleges
919-807-7100
nccommunitycolleges.edu
K V George
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